What is a SASSA Means Test? Asset & Income Threshold

What is a SASSA Means Test? Asset & Income Threshold Find the meaning of sassa terminology Before Applying you have to know SASSA Means Test, Asset & Income Threshold

What is considered an income in SASSA Means Test?

The following are considered as an income according to SASSA:

  • Getting money from a private pension grant
  • Getting money from any business or farming work
  • Getting financial help from friends or relatives
  • Earning money by renting out a portion of your house
  • Maintenance payments for your child from an ex-spouse
  • Getting money from your job
  • Renting out a property you own

Compensation from other sources like UIF (Unemployment Insurance Fund), RAF (Road Accident Fund), or COIDA (Compensation for Occupational Injuries and Diseases Fund).

What are considered assets?

SASSA means test considers the following as assets:

  • Money in your bank account. If married, money is in your or your spouse’s bank account.
  • The value of the property or any land that you and/or your spouse possess, except the land or house in which you live. (Properties or land with an outstanding bond are considered to have no value).
  • The value of all investments owned by you or your spouse, such as shares or any other type of investments, will be counted.
  • If you have not yet retired from a retirement fund, your annuity will not be considered an asset for the means test.
  • If you are retired from a retirement fund, your annuity will be included as an asset for the means test.

Outstanding debt, such as bonds and loans.

Assets threshold

A single person should not have assets totaling more than

R 1 056 000.00

A married person’s joint assets with his/her spouse should not total more than

R 2 112 000.00

The value of a house that a person lives in is not taken into account, regardless who it belongs to.

Income threshold Based on Own Income or Married Income

A single person should not earn more than R73 800 per year
or R 6150 per month
A married person’s combine income with his/her spouse should not be more than R 147600 per year,
or R 12300 per month.

The income of a spouse is taken into account for the means test whether you are married in or out of community of property so that doesn’t impact the social grant payment or asset threshold. Bank statements will be scrutinised.

However, if your spouse has deserted you for more than 3 months, then the marital status of the applicant is not taken into account for the means test. In this case you would need to attest to the desertion with an affidavit that accompanies the income and assets to allow Sassa grant pay to take place.

What counts as income?

Income means money you get from somewhere else for the purposes of the means test. This can be:

  •     Renting out a room in your house for a fee
  •     Leasing out any other property for a fee
  •     From a private pension fund
  •     Earning money for work that you do
  •     Profits you make from farming or from any business
  •     Compensation for instance from UIF, Road Accident Fund or Compensation for Occupational Injuries and Diseases Fund (COIDA)
  •     Financial support received from relatives such as dependent children;
  •     Maintenance received as an ex-spouse or for a child

If one of the spouses already receives a grant, then that grant must not be counted as income for the means test when you apply for a grant.

A husband and wife can claim separate grants If either of the spouses already gets a grant, then that grant must not be counted as income when the other spouse applies for a grant. This will be assessed with the income and assets.

Your assets for purposes of the means test can be:

The value of a house or land that you or your spouse own (if the property has a bond registered over it then it is regarded as having a nil value), remember that a home that you own is not counted as an asset if you live in it
Bonds or loans or other outstanding debt
Cash in the bank or any account with a bank or building society.

What can be deducted when calculating income?

You are allowed to deduct the following:

  •     Contributions to a pension fund or retirement annuity
  •     Income tax that you pay
  •     Payments made to a medical aid
  •     Payments made to the unemployment insurance fund

Who cannot get a grant?

Whether  you are elderly, disabled, or a war veteran, a grant may still be refused if you:

  •     Already get another social grant (except in the case of a Grant-in-Aid which is only given to a person if they are already receiving either an Older Person’s Grant, Disability Grant or War Veteran’s Grant)
  •     A mineworker who receives money in terms of the Occupational Diseases in Mines and Works Act
  •     Get money for permanent disablement from the COIDA
  •     Are kept and cared for in a wholly funded state institution (like a state-run nursing home, a hospital or a  prison), although you may be entitled to a part if you are in a private institution which has a contract with the state
  •     Do not pass the means test.

How much money can you get?

The amount you get depends on your income. The amount also changes each year with the annual government budget.

SASSA Appeal Status

Are you trying to figure out what your SASSA appeal status means? If your appeal status is ‘meanstest’, keep reading to find out what this means for your application as well as your income and assets.

SASSA has explained what the ‘meanstest’ status means for applicants waiting on feedback for their applications.  “Means testing refers to a process where any funds flowing into the account of an applicant, whose application was declined after reconsideration, are tested against the criteria.” said SASSA.

This means SASSA will then have to determine if funds flowed into the account of the applicant during the previous month or not – instead of the income and assets. If there are no funds, SASSA will approve the application and pay out the funds.

SASSA Income Threshold For Means Test

Grants for older persons, disability and war veterans:

  • Income threshold: Not earn more than R86 280 if you are single or R172 560 if married (annual amounts)
  •  Asset threshold: Not have assets worth more than 1 227 600 if you are single or R2 455 200 if you are married.

Child Support Grants:

  • Single person: Not earn more than R 54 000 per year
  • Married person: Not earn more than R 108 000 per year

Care Dependency Grants: 

  • Single person: Not earn more than R 223 200 per year
  • Married person: Not earn more than R 446 400 per year

FAQ

What does SASSA mean by means income source identified?

The mean income source identified means the financial grant applicant information is verified or not. Does the SASSA ensure that the applicant has no other cause of income? The applicant is unemployed or their monthly income is less than R624 and basic needs are not fulfilled with this income.

What does SASSA mean?

South African Social Security Agency Act, 2004
The principle aim of the Act is to make provision for the effective management, administration and payment of social assistance and service through the establishment of the South African Social Security Agency. The President signed the Act on the 28th May 2004.

What is SASSA verification?

We collect information related to the various Grant Payment methods made available by SASSA; As mandated by law, we also source Applicant Verification Information from a variety of other state agencies and financial institutions in order to verify an Applicant’s eligibility for Grant assistance.

What does the name SASSA mean?

The meaning of Sassa is : God is beautiful. Gender. Girl.
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